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Licenciado en Administracion de Empresas, por parte de la Universidad Nacional Autonoma de Mexico.

Diplomado en Finanzas . Facultad de Economia de la Universidad Autonoma de Nuevo Leon

Diplomado en Credito y Finanzas . Instituto de Estudios Superiores y Teconologicos de Monterrey (ITESM)

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Noviembre 1999 a Febrero 2009 . Gerente de Negocios. Emergencia Medica Profesional, S.C.

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Enero 1994 a Noviembre 1996 . Coordinador Regional Banca de Gobierno. Banco Inverlat, Scala

Junio 1990 a Diciembre 1993 . Director Banca de Inversiones . Multibanco Comermex,S.A de C.V.

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Julio 1988 a Noviembre 1988 . Subdirector de Zona Oaxaca . Multibanco Comermex,S.A.

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C.P. Oscar Paredes Sanchez . Director Regional Administracion ScotiaBank. Tels. Of. (81) 8319 8821 Cel. 044811 690 0720

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Mi experiencia se ha centrado en el desarrollo de relaciones comerciales sólidas y la maximización del valor para mis clientes, aportando resultados tangibles en entornos desafiantes. - Elaboración de planes de Negocios - Análisis de rendimiento financiero (reducción de costos y maximizacion de margenes) - Elaboraciòn de dashboard dinámicos e interactivos en Power BI y Excel - Proyectos de Transformación ó levantamiento desde cero de procesos para areas financieras, logistica, marketing, Comercial, IT, etc - Excel Avanzado: análisis de bases de datos, fórmulas avanzadas, dashboard, modelacion para anàlisis de clientes e Inteligencia artificial, etc - Ejecutiva de Nuevos Negocios: Responsable de generar nuevos negocios en un esfuerzo conjunto de ventas de toda la organización, enfocada en asegurar la nueva adquisición de clientes y cumplir los objetivos. 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Fui responsable de la gestión estratégica, el control y la planificación del flujo de caja, así como la gestión del riesgo para optimizar la liquidez de la empresa. Lideré las negociaciones bancarias para préstamos, reestructuración de deudas y mejoras de procesos digitales, fortaleciendo las relaciones financieras con instituciones bancarias. Además, dirigí todas las negociaciones para extensiones de crédito con proveedores y socios estratégicos, así como la gestión y control de efectivo de operaciones de factoring, garantizando el cumplimiento de estándares de auditorias externas. Lideré la implementación de mejoras sustanciales en los procesos de backoffice financieros, reduciendo significativamente los costos y optimizando los recursos mediante la implementación de robotización de procesos internos. Estos cambios estratégicos llevaron a una reducción de 58 FTEs (empleados a tiempo completo equivalentes) y a mejoras significativas en la eficiencia operativa. 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