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Analista de créditos
Desarrollo de las actividades correspondientes a la fase del pre crédito desde la investigación previa y promoción hasta el desembolso del crédito al empresario.

Desarrollo de las actividades correspondientes a la fase de post crédito, es decir, el seguimiento del desembolso: control de inversión, visita a los negocios, puntualidad de los pagos
Realizar el análisis de los créditos desde el punto de vista financiero y no financiero, Vialidad de todos los créditos presentados al comité de créditos.
Mantener una cartera vigente sana con niveles de morosidad baja.
Periodo
Septiembre 2013- noviembre 2013

2.LA CANTERA SA DE CV
Personal supernumerario
Suplir necesidades de cubrir vacaciones, permisos, incapacidades y maternidades de áreas     como: Ventas, créditos y cobros, compras, pagos y planillas
Periodo de Enero 2012 Septiembre 2013

Encargada de Cobros
Admón. de cartera de cuentas por cobrar
Aplicaciones de pagos, descuentos y traslados de saldos
Elaboración y control de envíos de documentos de gestiones de cobro
    Seguimiento de compromisos de pagos
Control de Documentos y arqueos generales de cartera.
    Generación y análisis de reportes de avance de cobros    .
Periodo de Mayo 2011 al Enero 2012.


3.DINANT DE EL SALVADOR SA DE CV
Auxiliar de créditos y Cobros
Análisis de cuentas para autorización de Ventas al créditos y Contado.
Administración de cuentas por cobrar en canales de Mayoreo, Semimayoreo y detalle.
Confirmaciones de saldos y tomas de inventario en visitas de campo.
Aplicaciones de pagos, descuentos y traslados de saldos.
Control de Documentos y arqueos generales de cartera.
Aplicación de procedimiento liquidación ventas al detalle.
Elaboración de reportes semanales y mensuales de avances de compromisos de pago, de cartera y cierre de mes.
Periodo de Octubre 2007 al 30 Noviembre 2010.

4.ASOCIACION GENESISS (MICROFINANCIERA)
Responsable del área de Operaciones
Administración, resguardo y registro de Garantías Prendarías, Hipotecarias y Fiduciarias de préstamos a Microempresarios.
Integrante del comité de Créditos como ente auditor del cumplimiento de política Créditos y Revisión de Documentación
Control de emisión de comprobantes de desembolsos de créditos.
Visitas de campo en auditorias de destinos de préstamo.
    Elaboración de reportes mensuales de cartera relacionada con garantías
Administración y resguardo de expedientes de cuentas en proceso difícil recuperación.
    Administración de activos extraordinarios.
Creación y actualización de Manuales de Procedimientos y Diseño de puestos.
    Administración de compra de papelería y útiles.

Asistente de Agencia.
Control de cartera en mora a través de cobranza telefónica de mora en rango de 8 a 60 días. Aplicación de pagos en el sistema.
Investigación de referencias crediticias y personales.
Elaboración de Documentación para desembolso de crédito (cheque, carta de aceptación, pagare, mutuo Fiduciario)
Apertura y Cierre de Agencia, Recepción de llamadas Telefónicas y documentación de Clientes actuales y potenciales; Manejo de caja chica, archivo de documentos y comprobantes, Generación de reporte de ingresos y corte de caja; elaboración y deposito de remesas.
Periodo 09 Julio del 2004 a Octubre del 2007.

5.REGISTRO DE LA PERSONAS NATURALES
Digitadora
Proyecto Actualización de la base nacional de las personas nacidas a nivel nacional en los años 1985 al 1986 para implementación del DUI
Proyecto Actualización de la base de datos Nacional de las personas fallecidas en los años 2003 -2004 para depuración
Periodo Septiembre 2002 a 31 Marzo del 2004

6.CALLEJA SA DE CV
Cajera y responsable del área de lácteos

Periodo Febrero 1998 a Septiembre del 2002.","rawText":"1.BANCO DE FOMENTO AGROPECUARIO (BFA) Analista de créditos Desarrollo de las actividades correspondientes a la fase del pre crédito desde la investigación previa y promoción hasta el desembolso del crédito al empresario. Desarrollo de las actividades correspondientes a la fase de post crédito, es decir, el seguimiento del desembolso: control de inversión, visita a los negocios, puntualidad de los pagos Realizar el análisis de los créditos desde el punto de vista financiero y no financiero, Vialidad de todos los créditos presentados al comité de créditos. Mantener una cartera vigente sana con niveles de morosidad baja. 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Administración de compra de papelería y útiles. Asistente de Agencia. Control de cartera en mora a través de cobranza telefónica de mora en rango de 8 a 60 días. Aplicación de pagos en el sistema. Investigación de referencias crediticias y personales. Elaboración de Documentación para desembolso de crédito (cheque, carta de aceptación, pagare, mutuo Fiduciario) Apertura y Cierre de Agencia, Recepción de llamadas Telefónicas y documentación de Clientes actuales y potenciales; Manejo de caja chica, archivo de documentos y comprobantes, Generación de reporte de ingresos y corte de caja; elaboración y deposito de remesas. 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