Excel Spreadsheet for Comprehensive Personal Financial Control

I need a professional and functional Excel spreadsheet designed for comprehensive monthly personal financial control. The spreadsheet must include the following key features:

1.  Income and Expense Tracking: Dedicated sections for recording all income sources and various expense types.
2.  Categories: Ability to categorize both income and expenses for detailed analysis.
3.  Automatic Calculations: Formulas that automatically calculate total income, total expenses, and the remaining balance.
4.  Monthly Summaries: A section providing a clear overview of financial performance for each month.
5.  Balance Calculation: Real-time calculation of the current financial balance.
6.  Credit Card and Installment Tracking: Functionality to track credit card spending and manage installment payments.
7.  Spending Limits: Option to set and monitor spending limits for different categories.
8.  Automatic Charts: Visual representations (charts/graphs) that automatically update based on entered data, showing spending patterns and financial trends.
9.  Clean and Professional Layout: The spreadsheet should have an intuitive, user-friendly interface and a professional aesthetic.
10. Structured Sections: Separate, clearly defined sections for data entry, a financial summary, and a dashboard with charts.

The goal is to have a robust tool that simplifies personal financial management and provides clear insights into spending habits and overall financial health.